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Impact of Financial Inclusion on Banks Profitability: An Empirical Study of Banking Sector of Karachi, Pakistan

Main Authors: Iqra Ikram, Samreen Lohdi
Format: Article Journal
Bahasa: eng
Terbitan: , 2015
Subjects:
The main purpose of this research paper is to examine the impact of financial inclusion on banks profitability in Karachi. Financial inclusion is the usage and accessibility of the affordable financial services and products via M- banking
POS
E- banking
ATMs etc. to the deprived
low income and disadvantage sector of the population. Furthermore this study analyzes the relationship amongst the variables of the hypothesis. The foremost reason for targeting the banks of Karachi is that
it is the largest metropolis of Pakistan and generates 65% of the national revenue. The data was collected from the sample size of 149 respondents. The SPSS software was used to statistically analyze the data
moreover descriptive statistics
correlation statistics and regression statistics were utilized to test the research hypotheses. The main variables are financial inclusion and bank's profitability while the sub variables are usage of financial services
access of financial services
cost of financial services and revenue generation. The significance of this study that creates it distinctive is that it discusses exclusively the topic of the impact of financial inclusion on banks profitability
whereas many other studies consider the topic generally. The findings and results of the research indicate that there is an insignificant relation amongst the variables
Online Access: https://zenodo.org/record/3462963

Internet

https://zenodo.org/record/3462963

Lokasi

Koleksi Cognizance Journal of Multidisciplinary Studies
Gedung Cognizance Journal of Multidisciplinary Studies
Institusi ZAIN Publications
Kota Stockholm
Provinsi INTERNASIONAL
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