Implementasi prinsip customer due diligence pada operasional bank umum sebagai upaya pencegahan kejahatan pencucian uang di Indonesia = Implementation of customer due diligence principles of bank operating as a prevention efforts of money laundering crime in Indonesia
| Main Authors: | Rykcar G. B. Pakpahan, author, Add author: Rosa Agustina, examiner, Add author: Yunus Husein, supervisor, Add author: Sitompul, Zulkarnain, examiner |
|---|---|
| Format: | Masters Bachelors |
| Terbitan: |
, 2012
|
| Subjects: | |
| Online Access: |
https://lib.ui.ac.id/detail?id=20299051 |
| ctrlnum |
20299051 |
|---|---|
| fullrecord |
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<dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><type>Thesis:Masters</type><title>Implementasi prinsip customer due diligence pada operasional bank umum sebagai upaya pencegahan kejahatan pencucian uang di Indonesia = Implementation of customer due diligence principles of bank operating as a prevention efforts of money laundering crime in Indonesia</title><creator>Rykcar G. B. Pakpahan, author</creator><creator>Add author: Rosa Agustina, examiner</creator><creator>Add author: Yunus Husein, supervisor</creator><creator>Add author: Sitompul, Zulkarnain, examiner</creator><publisher/><date>2012</date><subject>Money laundering--Law and legislation</subject><description>[<b>ABSTRAK</b><br>
Penulisan tesis ini menggunakan metode yuridis normatif yang mengutamakan studi
kepustakaan dan berfokus kepada implementasi prinsip Customer Due Diligence
(CDD) di Indonesia sebagai upaya pencegahan terjadinya kejahatan pencucian uang.
Tujuan penulisan tesis ini adalah untuk memahami pentingnya implementasi prinsip
Customer Due Diligence pada operasional perbankan secara tepat dan maksimal
untuk mencegah aktivitas pencucian uang yang disertai dengan sistem regulasi dan
supervisi yang efektif pula. Penelitian ini bersifat kualitatif dengan menggunakan
metode yuridis normatif melalui kajian kepustakaan terhadap berbagai sumber
hukum primer mencakup berbagai peraturan perundang-undangan dan konvensi
internasional serta data sekunder seperti pendapat para ahli, referensi terkait dan
wawancara. Hasil penelitian penulis menemukan bahwa kejahatan pencucian uang
sudah menjadi musuh dan ketakutan bagi seluruh bangsa di dunia bahkan berbagai
kesepakatan internasional terkait upaya memerangi pencucian uang berkembang
semakin dinamis mengikuti perkembangan zaman, kejahatan dan juga sistem hukum
yang semakin maju di seluruh dunia. Oleh karena itu, semua bangsa, termasuk
Indonesia, harus sepakat bahwa pencucian uang adalah suatu kejahatan yang harus
diperangi bersama-sama melalui berbagai upaya baik dalam bentuk regulasi,
pengawasan, hukuman dan penghargaan sehingga Indonesia juga dianggap sebagai
Negara yang koperatif dan berkomitmen untuk ikut mencegah terjadinya Tindak
Pidana Pencucian Uang (TPPU). UU No.8 Tahun 2010 tentang pencegahan dan
pemberantasan TPPU sebenarnya sudah cukup representatif bahkan memuat juga
tentang tugas, tanggung jawab dan wewenang PPATK sebagai Financial Intelligence
Unit (FIU) yang juga memiliki wewenang terhadap operasional perbankan secara
terbatas terkait pelaporan dan pengawasan terhadap penerapan prinsip Customer Due
Diligence dan transaksi mencurigakan sebagaimana diatur dalam Peraturan Bank
Indonesia No.11/28/PBI Tahun 2009 tentang Penerapan Program Anti Pencucian
Uang dan Pencegahan Pendanaan Terorisme Bagi Bank Umum. Penulis
menyarankan kepada Pemerintah dan Dewan Perwakilan Rakyat selaku legislator
untuk melakukan pembaharuan terhadap UU No.7 Tahun 1992 tentang Perbankan
yang mengakomodir semangat pencegahan TPPU dalam kegiatan operasionalnya
serta memberikan penegasan dan kepastian hukum terhadap tugas, wewenang dan
koordinasi antara Bank dengan Bank Indonesia serta PPATK khususnya terkait
penerapan prinsip CDD. Selain itu penulis juga menyampaikan beberapa saran dan
rekomendasi terkait dengan permasalahan tersebut.
<hr>
<b>Abstract</b><br>
This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem.;This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem., This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem.]</description><identifier>https://lib.ui.ac.id/detail?id=20299051</identifier><recordID>20299051</recordID></dc>
|
| format |
Thesis:Masters Thesis Thesis:Bachelors |
| author |
Rykcar G. B. Pakpahan, author Add author: Rosa Agustina, examiner Add author: Yunus Husein, supervisor Add author: Sitompul, Zulkarnain, examiner |
| title |
Implementasi prinsip customer due diligence pada operasional bank umum sebagai upaya pencegahan kejahatan pencucian uang di Indonesia = Implementation of customer due diligence principles of bank operating as a prevention efforts of money laundering crime in Indonesia |
| publishDate |
2012 |
| topic |
Money laundering--Law and legislation |
| url |
https://lib.ui.ac.id/detail?id=20299051 |
| contents |
[<b>ABSTRAK</b><br>
Penulisan tesis ini menggunakan metode yuridis normatif yang mengutamakan studi
kepustakaan dan berfokus kepada implementasi prinsip Customer Due Diligence
(CDD) di Indonesia sebagai upaya pencegahan terjadinya kejahatan pencucian uang.
Tujuan penulisan tesis ini adalah untuk memahami pentingnya implementasi prinsip
Customer Due Diligence pada operasional perbankan secara tepat dan maksimal
untuk mencegah aktivitas pencucian uang yang disertai dengan sistem regulasi dan
supervisi yang efektif pula. Penelitian ini bersifat kualitatif dengan menggunakan
metode yuridis normatif melalui kajian kepustakaan terhadap berbagai sumber
hukum primer mencakup berbagai peraturan perundang-undangan dan konvensi
internasional serta data sekunder seperti pendapat para ahli, referensi terkait dan
wawancara. Hasil penelitian penulis menemukan bahwa kejahatan pencucian uang
sudah menjadi musuh dan ketakutan bagi seluruh bangsa di dunia bahkan berbagai
kesepakatan internasional terkait upaya memerangi pencucian uang berkembang
semakin dinamis mengikuti perkembangan zaman, kejahatan dan juga sistem hukum
yang semakin maju di seluruh dunia. Oleh karena itu, semua bangsa, termasuk
Indonesia, harus sepakat bahwa pencucian uang adalah suatu kejahatan yang harus
diperangi bersama-sama melalui berbagai upaya baik dalam bentuk regulasi,
pengawasan, hukuman dan penghargaan sehingga Indonesia juga dianggap sebagai
Negara yang koperatif dan berkomitmen untuk ikut mencegah terjadinya Tindak
Pidana Pencucian Uang (TPPU). UU No.8 Tahun 2010 tentang pencegahan dan
pemberantasan TPPU sebenarnya sudah cukup representatif bahkan memuat juga
tentang tugas, tanggung jawab dan wewenang PPATK sebagai Financial Intelligence
Unit (FIU) yang juga memiliki wewenang terhadap operasional perbankan secara
terbatas terkait pelaporan dan pengawasan terhadap penerapan prinsip Customer Due
Diligence dan transaksi mencurigakan sebagaimana diatur dalam Peraturan Bank
Indonesia No.11/28/PBI Tahun 2009 tentang Penerapan Program Anti Pencucian
Uang dan Pencegahan Pendanaan Terorisme Bagi Bank Umum. Penulis
menyarankan kepada Pemerintah dan Dewan Perwakilan Rakyat selaku legislator
untuk melakukan pembaharuan terhadap UU No.7 Tahun 1992 tentang Perbankan
yang mengakomodir semangat pencegahan TPPU dalam kegiatan operasionalnya
serta memberikan penegasan dan kepastian hukum terhadap tugas, wewenang dan
koordinasi antara Bank dengan Bank Indonesia serta PPATK khususnya terkait
penerapan prinsip CDD. Selain itu penulis juga menyampaikan beberapa saran dan
rekomendasi terkait dengan permasalahan tersebut.
<hr>
<b>Abstract</b><br>
This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem.;This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem., This thesis using juridical normative analyse method and library researches which
focuses on the implementation of the principle of Customer Due Diligence (CDD) in
Indonesia as the prevention of money laundering. The objective of this thesis is to
understand the importance of implementing the principle of Customer Due Diligence
on the right bank operations and the maximum to prevent money laundering activity
is accompanied by a system of effective regulation and supervision as well. This
research is qualitative by using method of juridical normative literature through the
study of the various sources of primary law covers a wide range of legislation and
international conventions as well as secondary data such as opinions of experts,
related references and interviews. The study authors found that money laundering
has become the enemy and fear for the whole nation in the world and even the
various international agreements related to combating money laundering is growing
increasingly dynamic with the times, crime and legal systems are also more
advanced in the world. Therefore, all nations, including Indonesia, have agreed that
money laundering is a crime that must be fought together through various efforts in
the form of regulation, supervision, punishment and reward so that Indonesia is also
regarded as a cooperative state and is committed to help prevent the Money
Laundering (AML). Law No. 8 of 2010 on the prevention and eradication of AML is
already quite representative even includes also the tasks, responsibilities and
authority PPATK as Financial Intelligence Unit (FIU), which also has the authority
of a limited banking operations related to reporting and monitoring the
implementation of the principles of Customer Due Diligence and suspicious
transactions as formed in Peraturan Bank Indonesia No.11/28/PBI Tahun 2009
tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan
Terorisme Bagi Bank Umum. However, it is still not adequate because if the
government realized that the banks are very vulnerable to be exploited by moneylaundering
activity, especially at the placement stage of the author recommends to
the Government and Parliament as a legislator for reform of the Act No.7 of 1992 to
accommodate prevention of Money Laundering in the spirit of its operations and
provide legal certainty to the affirmation and duties, authority and coordination
between Bank Indonesia and Bank with PPATK, especially related to the application
of the principle of CDD. Moreover, the authors also present several suggestions and
recommendations related to the problem.] |
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