Daftar Isi:
  • The main purpose of this research is to know whether Bank Syariah Mandiri KC Malang has applied Murabahah contract in accordance with syariah theory in Murabahah financing transaction especially to Griya financing. The type of data used is qualitative data obtained through observation, interview, and documentation. The author limits the writing of thies discussion in the procedures, the application of Murabahah contract and the management of customers who do Delayed Payment. The conclusion of this research, the implementation of Murabahah contract is not in accordance with the theory, because the contract object is not fully owned by the bank. Banks ease the burden on customers who make Delayed Payment by submitting credit Restructure.