ctrlnum article-3371
fullrecord <?xml version="1.0"?> <dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><title lang="en-US">Penyelesaian Sengketa Pembiayaan Dengan Objek Jaminan Hak Tanggungan Pada Bank Syariah Di Kota Malang</title><creator>Puspasari, Nur Islamiyah; Fakultas Hukum Universitas Muhammadiyah Malang</creator><creator>Dewik, Novilia Safitri; Fakultas Hukum Universitas Muhammadiyah Malang</creator><creator>Aisiyah, Sinta Amipatul; Fakultas Peternakan dan Pertanian, Universitas Muhammadiyah Malang</creator><creator>Hidayah, Nur Putri; Fakultas Hukum Universitas Muhammadiyah Malang</creator><subject lang="en-US"/><subject lang="en-US">Financial Dispute, Mortgage Guarantee, Sharia Bank.</subject><subject lang="en-US"/><description lang="en-US">In financial agreement, a bank as creditor has the authority to ask a client as debtor to place a guarantee such as a mortgage guarantee based on the Article 8 of Banking Regulation. Based on the Article 20 of Law of Mortgage, the availability of mortgage guarantee enables the bank to execute the object of guarantee when the debtor is in default. However, a concrete regulation concerning on the resolution procedure of banking dispute has not been stipulated. The only reference for this issue is the Regulation of OJK (Financial Service Authority) Number 1/POJK/.07/2014 pertaining to the Alternative Institution for Dispute Resolution in Financial Service Sector (POJKLAPS). The problem is, the institution only exists in Jakarta. In fact, there are many cases where the debtors considered themselves as the victim of banking crime due to unclear procedure of the execution of the object of guarantee. This study aimed to investigate the procedure of financial dispute resolution with the object of mortgage guarantee in sharia banks in Malang City and to figure out the constraints encountered during the process.</description><publisher lang="en-US">Universitas Muhammadiyah Sumatera Utara</publisher><contributor lang="en-US"/><date>2020-01-07</date><type>Journal:Article</type><type>Other:info:eu-repo/semantics/publishedVersion</type><type>Journal:Article</type><type>File:application/pdf</type><identifier>http://jurnal.umsu.ac.id/index.php/delegalata/article/view/3371</identifier><identifier>10.30596/dll.v5i1.3371</identifier><source lang="en-US">DE LEGA LATA: Jurnal Ilmu Hukum; Vol 5, No 1 (2020): Januari - Juni; 24-36</source><source lang="id-ID">DE LEGA LATA: JURNAL ILMU HUKUM; Vol 5, No 1 (2020): Januari - Juni; 24-36</source><source>2477-7889</source><source>2477-653X</source><language>eng</language><relation>http://jurnal.umsu.ac.id/index.php/delegalata/article/view/3371/3482</relation><rights lang="en-US">This is an open-access journal. All works published under Creative Commons license CC-BY-SA which mean that all content is freely available at no charge to the user or his/her Institution. User are &#xA0;allowed to read, download, copy, write, improve, and create derivative creation even for other lawful purposes, this license permits anyone to, as long as they cite and license the derivative creation under similar terms</rights><recordID>article-3371</recordID></dc>
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author Puspasari, Nur Islamiyah; Fakultas Hukum Universitas Muhammadiyah Malang
Dewik, Novilia Safitri; Fakultas Hukum Universitas Muhammadiyah Malang
Aisiyah, Sinta Amipatul; Fakultas Peternakan dan Pertanian, Universitas Muhammadiyah Malang
Hidayah, Nur Putri; Fakultas Hukum Universitas Muhammadiyah Malang
title Penyelesaian Sengketa Pembiayaan Dengan Objek Jaminan Hak Tanggungan Pada Bank Syariah Di Kota Malang
publisher Universitas Muhammadiyah Sumatera Utara
publishDate 2020
topic Financial Dispute
Mortgage Guarantee
Sharia Bank
url http://jurnal.umsu.ac.id/index.php/delegalata/article/view/3371
http://jurnal.umsu.ac.id/index.php/delegalata/article/view/3371/3482
contents In financial agreement, a bank as creditor has the authority to ask a client as debtor to place a guarantee such as a mortgage guarantee based on the Article 8 of Banking Regulation. Based on the Article 20 of Law of Mortgage, the availability of mortgage guarantee enables the bank to execute the object of guarantee when the debtor is in default. However, a concrete regulation concerning on the resolution procedure of banking dispute has not been stipulated. The only reference for this issue is the Regulation of OJK (Financial Service Authority) Number 1/POJK/.07/2014 pertaining to the Alternative Institution for Dispute Resolution in Financial Service Sector (POJKLAPS). The problem is, the institution only exists in Jakarta. In fact, there are many cases where the debtors considered themselves as the victim of banking crime due to unclear procedure of the execution of the object of guarantee. This study aimed to investigate the procedure of financial dispute resolution with the object of mortgage guarantee in sharia banks in Malang City and to figure out the constraints encountered during the process.
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subject_area Law and Bases of Morality/Hukum dan Moral Dasar
city KOTA MEDAN
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