ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN SESUDAH MERGER DAN AKUISISI
| Main Authors: | Yulianti, Efrita , Ridwan, Nurazi |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2012
|
| Subjects: | |
| Online Access: |
http://repository.unib.ac.id/5643/1/EFRITA%20Y-0.pdf http://repository.unib.ac.id/5643/ |
| ctrlnum |
5643 |
|---|---|
| fullrecord |
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<dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><relation>http://repository.unib.ac.id/5643/</relation><title>ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN
SESUDAH MERGER DAN AKUISISI</title><creator>Yulianti, Efrita </creator><creator>Ridwan, Nurazi</creator><subject>H Social Sciences (General)</subject><description>This study aims to analyze the financial performance before and after
mergers and acquisitions in the banking company. Banking financial
performance is measured by looking at whether there are differences before
and after a merger or acquisition. Bank performance is measured using
CAMELS financial ratios namely: Capital Adequacy Ratio (CAR), non-
performing loans (NPLs), Net Interest Margin (NIM), Return On Asset
(ROA), BOPO, Loan to Deposit Ratio (LDR), and sensitivity to market risk
(SMR). Samples in this study consisted of three merger or acquisition banks
in 2008, Namely Bank Mandiri with Bank Sinar Harapan Bali, Bank
Bukopin with Bank Persyarikatan Indonesia, and Bank Niaga with Bank
Lippo. The data in this study is a secondary data from bank financial
statements in 2007-2010. Data are analysed using Paired Sample T-test and
analyzed using quantitative analysis that is obtained by finding the ratio of
the calculation of each factor and component based on the CAMELS
method with reference to the Bank Indonesia Regulation No.6/10/PBI/2004
April 12, 2004 regarding the Rating System for Commercial Banks and
Bank Indonesia Circular Letter dated May 31, 2004 No.6/23/DPNP
concerning the Rating Procedure for Commercial Banks.
The results show that the ratio of CAR, LDR, and SMR have significant
difference between before and after the merger or acquisition. However, for
the NPL ratio, NIM, ROA and BOPO have no significant difference
between before and after the merger or acquisition. Suggestion for future
research is to increase the ratio or ratios of other uses in CAMELS and also
add the sample and lengthen the study period.</description><date>2012</date><type>Thesis:Thesis</type><type>PeerReview:NonPeerReviewed</type><type>Book:Book</type><language>eng</language><rights>cc_gnu_gpl</rights><identifier>http://repository.unib.ac.id/5643/1/EFRITA%20Y-0.pdf</identifier><identifier> Yulianti, Efrita and Ridwan, Nurazi (2012) ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN SESUDAH MERGER DAN AKUISISI. Undergraduated thesis, Fakultas Ekonomi UNIB. </identifier><recordID>5643</recordID></dc>
|
| language |
eng |
| format |
Thesis:Thesis Thesis PeerReview:NonPeerReviewed PeerReview Book:Book Book |
| author |
Yulianti, Efrita Ridwan, Nurazi |
| title |
ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN
SESUDAH MERGER DAN AKUISISI |
| publishDate |
2012 |
| topic |
H Social Sciences (General) |
| url |
http://repository.unib.ac.id/5643/1/EFRITA%20Y-0.pdf http://repository.unib.ac.id/5643/ |
| contents |
This study aims to analyze the financial performance before and after
mergers and acquisitions in the banking company. Banking financial
performance is measured by looking at whether there are differences before
and after a merger or acquisition. Bank performance is measured using
CAMELS financial ratios namely: Capital Adequacy Ratio (CAR), non-
performing loans (NPLs), Net Interest Margin (NIM), Return On Asset
(ROA), BOPO, Loan to Deposit Ratio (LDR), and sensitivity to market risk
(SMR). Samples in this study consisted of three merger or acquisition banks
in 2008, Namely Bank Mandiri with Bank Sinar Harapan Bali, Bank
Bukopin with Bank Persyarikatan Indonesia, and Bank Niaga with Bank
Lippo. The data in this study is a secondary data from bank financial
statements in 2007-2010. Data are analysed using Paired Sample T-test and
analyzed using quantitative analysis that is obtained by finding the ratio of
the calculation of each factor and component based on the CAMELS
method with reference to the Bank Indonesia Regulation No.6/10/PBI/2004
April 12, 2004 regarding the Rating System for Commercial Banks and
Bank Indonesia Circular Letter dated May 31, 2004 No.6/23/DPNP
concerning the Rating Procedure for Commercial Banks.
The results show that the ratio of CAR, LDR, and SMR have significant
difference between before and after the merger or acquisition. However, for
the NPL ratio, NIM, ROA and BOPO have no significant difference
between before and after the merger or acquisition. Suggestion for future
research is to increase the ratio or ratios of other uses in CAMELS and also
add the sample and lengthen the study period. |
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2018-09-17T09:04:57Z |
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